You have lost a tooth? Now you are probably wondering how big expense you must plan in your budget to help your smile regain its previous charm.
Here is the solution for you: dental implants.
But can you afford it?
The cost of dental implants
If you decide on one dental implant you must be prepared to spend somewhere between $3,000 to $4,500, or even more. This is the average dental implant cost and will include the placement surgery, any needed components and the crown.
But if you need something additional, such as a bone graft when your bone under the gum is not sufficient, you will need more money to cover the whole procedure.
As it often is, the costs vary between regions. Apart from this, your dentist’s experience and the type of the implant that would be used in your case, are the next factors deciding about the price. Therefore, you may want to do some research before choosing the dental office.
Generally, dentists use one certain type of the implant (mostly from a Swedish manufacturer) which is proved to be of the best quality (with success rate of 90% and more).
Another possible option are generic implants which are cheaper, but in their case the quality can be lower and their success may not have been checked. Before making a decision, ask your dentist what type he or she uses.
How about insurance coverage?
Here the news is not good. Insurance coverage will not be helpful in the case of financing dental implants, because this kind of dental procedure is considered more cosmetic than necessary for patient’s health.
Nevertheless, there is a possibility that an implant crown can be covered by your insurance. Contact your insurance provider and ask what exactly can your insurance cover. Moreover, if you lost your tooth/teeth in an accident or as a consequence of a disease, you may count on some of the implant’s cost coverage.
If you would like to reduce your dental implant costs, you can consider joining a dental discount plan. It can enable you to save 5 to 40 percent of the whole cost. Remember to check whether your plan includes discounts on the costs of implants, and other details, such as the presence of a waiting period before the discount can be used.
Yet another way to spend less can be your flexible spending account at work. It can be beneficial for you if you divide the process of getting an implant into two stages. First, you put your implant, then you cover it with a crown after six to twelve weeks. When you get the implant at the end of year and then, you cover it with a crown next year, you will be able to use money from two years. In this way you can save as much as 30% of the costs.
Finally, you can ask your dentist about financing plans he/she offers. And, take a good care of your implant according to the dentist’s instructions so that you could avoid damages and thus, additional costs.